THE ULTIMATE PROCESS

Certification, Terms and Conditions, Refunds, Guarantee, Credentials

Are you ready to enjoy …

  • World Class Recommendation by a top Astro Gemologist?
  • World Class Gemstone offered to you at 1/6th of the price from the choicest mines all over the world?
  • World Class Certification and Appraisal that ensures that your gemstone has value throughout your lifetime?

A remedial measure that give you tangible and Quantifiable Gains?

Come and enjoy a hassle free, full proof system ensuring that your planetary gem delivers on each count. Here you will get an experience of a lifetime that will ensure:

  • Natural Authentic Gemstone
  • World-Class consultants
  • Appraisal and Valuation of your planetary Gemstone
  • Largest certified online database of natural, unheated and untreated Jyotish gemstones
  • Independent Lab Certification of your planetary gemstone
  • Door delivery of your gemstone with insurance and no duty hassles*

The Process We are led by Guruji Shrii Arnav,

Guruji Shrii Arnav - Vedic Guru is also an internationally acclaimed planetary gemmologist. An Accredited Jewelry Professional from the Gemmological Institute of America at present he is the chief mentor of http://www.astromandir.com and http://www.gemstoneuniverse.com besides being the Dharmadhikari of the Vara Siddhi Vinayaka Temple. He is also the chief horoscope columnist of Deccan Herald - A leading Indian English daily. He is also a member of the esteemed PGA - Planetary Gemmologists Association, Thailand.

His singular belief and guidance has evolved this system to ensure that gemstone therapy works for the individual.

  • We have no third party supplier unlike other Astrology Services/ Astrologers/ Consultants. Our Gemstones are picked up directly from mines , independent suppliers and each lot of gemstone that is picked up is done by a qualified Astro Gemologist . (One who is a Certified Astrologer and a Certified Gemologist ) and not one who is an astrologer who also happens to practice Gemology .
  • These qualified personnel ensure that not only each Gemstone excels on the 4C's of cut, color, clarity and carat weight but more importantly that the Gemstone is fully natural, untreated, unheated and has enough clarity levels and lack of inclusions to be classified as a top quality Jyotish Gemstone .
  • Independent Lab Certification - Each Gemstone gets certified independently by a registered and accredited Gem lab . This ensures complete authenticity of the planetary gemstone and complete transparency.
  • Independent Appraisal - Once the certification is over and the Gemstone is set, there is an independent appraisal for authenticity of goods and the price by a panel appointed by the Government of India and the Jewellers association . This ensures that the products are top class and there is NO QUESTION of under-invoicing/over-invoicing. Your product is appraised of the correct price .
  • We offer you natural gemstones with such exceptional clarity and lack of treatment that a Gemstone with equivalent clarity level and lack of treatment will be minimally priced 6 times at majority of websites. We offer you 1/6th of the cost because we source directly from the mines/mine owners and because of Government Instituted Appraisal Panel . You will find our presence at each of the major Gemstone and Jewelry shows all over the world every year.
  • Gold used for setting of the Gemstones is certified 22 KDM Gold . There is a hallmark for 22 KDM on all www.gemstoneuniverse.com gold rings, pendants and talismans.
  • Silver used in setting of gemstones is sterling silver - 92.5 grade , the purest form for ornamental silver. This is also hallmarked.
  • Your Gemstones will be appraised at a minimum of 3 levels of Government of India authorities plus an independent lab certification before being dispatched to you.
  • Each Gemstone after going through the stringent process of Selection, Appraisal and Certification is finally insured and all duties are paid to ensure that your precious Planetary Gemstone reaches you in mint condition.* Each package after certification is wax sealed to ensure that no one else except you can open the package.

* Special Duty Structure exists for UK, New Zealand and UAE. This is a minor duty and is usually lower than 5% of the total package value.

Returns, Refunds and Buy Back



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Gemstoneuniverse-Delivering Unmatched Excellence and Values for 2 Decades

A Promise Kept and Honoured for 20 Years

Gemstoneuniverse & Astro Journey take great pride in offering you the best refund and exchange policy available in the Industry so that you can buy with total peace of mind and have assurance of value of your precious product.

With 20 years focus on Gem Therapy, this policy is formulated to give the best in class assurance so that your focus is completely on the success of 100 % Error Free Gem Therapy.

Within 30 days of Delivery (Days are counted from the date of delivery of the product)

Country/ Product India United States All Other countries Remarks
Loose Gemstones (all) 100% of Product Value. Shipped Back to us by Insured Speed post to Bangalore, India 100% of Product Value. Shipped Back to us by Insured Courier UPS/ FedEx/ USPS to our facilitation center in the United States 100% of Product Value. Shipped Back to us by Insured Speed post to Bangalore, India Product should be sent back in an unused condition with all certification/s, original invoice.
Gemstones set in Gold and Silver as rings, Pendants and Talismans Same as Above Same as Above Same as Above

Same as Above

Notes: This Policy is registered with Tax Authorities, Legal agencies and no refunds will be entertained in absence of Original Invoice with company seal. No further communication in this matter shall be entertained if any document is missing. For legal compliance we have to submit the original invoice as proof of refund. We request you to keep your documents safely.

What is not refunded?

  • Shipping, handling and appraisal charges (If applicable).
  • Labour charges for making of rings/ pendants if any.
  • On Domestic Returns from India there will be a deduction of 3% on order value that accounts for the GST (Goods and Services Tax).
  • Card Charges/ Payment Gateway charges that you pay to the merchant/bank to process your order.

From Day 31 to Lifetime (No refund only Exchange)
Lifetime Upgrade Facility
You can upgrade to a new Gem/S. Applicable only if the new Purchase is equivalent or more in Value than the original Purchase.

Country/ Product India United States All Other countries Remarks
Loose Gemstones (all) No Refund No Refund No Refund No Refund
* Organic Gemstones Natural Pearl, Red Coral, White Coral set in Gold and Silver as rings, Pendants and Talismans No Refund No Refund No Refund No Refund
**Ruby, Yellow Sapphire, Diamond, White Sapphire, Blue Sapphire 75% of Invoice Value subject to Gem condition. Shipped to Bangalore India by Insured Speed Post 75% of Invoice Value subject to Gem condition. Shipped to Bangalore India by Insured Speed Post 75% of Invoice Value subject to Gem condition. Shipped to Bangalore India by Insured Speed Post Product should be sent back with all certification/s, original invoice. In case of missing original invoice/certification no exchange request would be entertained. Hence Please keep your documents safely
***Red Garnet, Hessonite Garnet, Cat’s Eye Chrysoberyl, Moonstone, Peridot, Heliodor, Golden Beryl, Iolite, Amethyst 50% of Invoice Value subject to Gem condition. Shipped to Bangalore India by Insured Speed Post 50% of Invoice Value subject to Gem condition. Shipped to Bangalore India by Insured Speed Post 50% of Invoice Value subject to Gem condition. Shipped to Bangalore India by Insured Speed Post Product should be sent back with all certification/s, original invoice. In case of missing original invoice/certification no exchange request would ne entertained. Hence Please keep your documents safely

What is not refunded?

  • Shipping, handling and appraisal charges (If applicable).
  • Labour charges for making of rings/ pendants if any.
  • On Domestic Returns from India there will be a deduction of 3% on order value that accounts for the GST (Goods and Services Tax).
  • Card Charges/ Payment Gateway Charges that you pay to the merchant/ Bank to process your order.
  • Organic Gemstones are very soft on the Moh’s Scale. These can waste with usage and hence no return and refund on organic Gemstones.

*Terms & Conditions of refund and exchange:

  • Refunds will be made in the currency of purchase
  • For purchases within India the refund will be made by an account payee cheque or bank transfer and for products delivered to other countries the refund will be made by bank transfer only. For refund/ exchange within 6 months of purchase the funds can be reverted back to the credit/ debit card that you have used to make the purchase.
  • Depending on the value and currency of the refunds it may take between 30-60 days from date of approval of refunds for the funds to reach you. This requires submission of original invoice and documents to the Tax authorities and the RBI in case the payment has to be made in foreign currency.
  • Exchange should be for a product of equal or higher value. You can buy any product of your choice and it does not necessarily have to be from the same Gem family.
  • Refund or Exchange is not available for products that have been altered and/or repaired, taken out of original settings or cracked.
  • The adjustment in exchange value for wear & tear and damages, if any, will be arrived at by our Appraisers post inspection of the product.
  • Gold or Silver purchased from us will be valued for exchange at the price published by the Jewelers’ Association, Bangalore on the day of exchange.
  • For exchanges-applicable taxes, labor charges, wastage, bank charges, credit card charges, appraisal charges, shipping and insurance charged on the original purchase are non-refundable.
  • Cost of return shipping & insurance will be borne by the Client.
  • No return/ refund/ exchange if original invoice and certification is missing. These have to be given in original as per directives of the law due to the precious nature of these goods and involvement of foreign currency etc.

Please keep your documents safely. No further communication is entertained in this regard in case of missing original invoice and certificate/s. This rule is mandatory and we shall not be able to do anything in this regard due to laws and policies.

Process for Refund or Exchange

  • Please send us an email requesting for a refund.
  • Do provide all the details asked for and attach pictures of the products and documents if requested ( Only if Requested)
  • We will revert to you within 2 working days with a Return Authorization Number (RAN).
  • Follow the instructions received with the Return Authorization Number (RAN) and ship us the product along with the original documents and invoice.
  • On receipt of the shipment, we will inspect the product and confirm the refund/exchange and the value of the refund/exchange by email.
  • If you are exchanging for product of higher value, you will now need to make the payment for the differential amount and communicate the same to us.
  • Once the process is completed we will communicate the refund or shipping details (as applicable) to you

So are you ready to enjoy...

- World Class Recommendation by top Astrologers and Planetary Gemologists.

- World Class precious Gemstone offered to you at 1/4th-1/6th of the price from the choicest mines all over the world? Do you want to enjoy Gemstoneuniverse unmatched price guarantee.

- World Class certification and Appraisal that ensures that your gemstone has value throughout your lifetime?

- A remedial measure that give you tangible and quantifiable gains?

If your answer is YES, Then
We welcome YOU to the Gemstoneuniverse Family!!!

* This policy is subject to change without prior notice in case of policy changes by the Government or directives issued by financial or statutory bodies.

** Gemstoneuniverse reserves the right to change this policy at any time. The rights of the customer will be governed by the policy at the time of purchase.

*** Arbitration in case of dispute will be in Court in Bangalore, India.

Our Credentials

Our Mentor, Our Light

Guruji Shrii Arnav - Vedic Guru is also an internationally acclaimed planetary gemmologist. An Accredited Jewelry Professional from the Gemmological Institute of America at present he is the chief mentor of www.astromandir.com and www.gemstoneuniverse.com besides being the Dharmadhikari of the Vara Siddhi Vinayaka Temple. He is also the chief Horoscope columnist of Deccan Herald - A leading Indian English daily.

Our Credentials

Astro Journey is a certified member of the Gemstone and Jewelry export promotion council, GJEPC, Ministry of Commerce - Government of India.

Astro Journey is the member of the Directorate General of Foreign Trade, Ministry of Finance, Government of India.

Astro Journey (www.astromandir.com) has been online for the past 10 years and has played a major role in the standardization of Vedic Astrology, Gemology and Spiritual Sciences.

Top certified Gemmologists including GIA qualified and accredited Staff.

Gemstoneuniverse.com is a fully owned subsidiary of Astro Journey (astromandir.com) started with the aim of providing Natural, untreated, astrologically potent gemstones, talismans, rings and pendants at the correct price to our friends worldwide. Just like our parent concern "Astro Journey" we aim to bring you the best planetary Gemology has to offer by taking the guess work out.